Carolina State Retirement

Retirement Systems Division

Financial service in Raleigh, United States
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The North Carolina Retirement Systems (NCRS) is a division of the Department of State Treasurer. NCRS administer the pension benefits for state …

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Frequently asked questions

Q:
If an employee retires prior to age 59 ½ and transfers NC 401(k) or NC 457 funds to the Retirement Systems, will the monthly benefit be subject to the 10% federal income tax penalty?
A:
The retiree’s age is not a factor. The Transfer Benefit provides a monthly stream of income for life which meets an IRS requirement for an exception to the penalty...
A:
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