Accessing your home’s equity can be a pivotal financial move if you have a specific use for that equity. To meet the ...

You can refinance a second mortgage on its own fairly easily. Refinancing first and second mortgages together requires you to ...

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

Chris Jennings is formally a writer and editor with more than seven years of experience in the personal finance and mortgage space ... then a home equity loan might be a good option.

What is a home equity loan? A home equity loan is a type of second mortgage that lets you borrow from the equity you have in your home. Home equity loans work by leveraging the wealth you've built ...

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

A better way to tap into your equity is with a home equity line of credit. A HELOC is still a loan, but you don’t have to ...

Every financial institution has its own process for applying for a second home mortgage. However, there are a few general steps to follow: Each lender has unique criteria when approving a loan ...

Our opinions are our own. A home equity loan is a second mortgage that lets you borrow from the value of your home (minus what you owe). NerdWallet’s picks for the best home equity loan products ...

Applicants must have a minimum credit score of 680 to qualify for a Rocket Mortgage home equity loan. The lender also requires a full appraisal. Borrowers can contact customer support via phone or ...

(See our methodology for more information.) Best home equity loan lenders Best for high loan-to-value ratio: Rocket Mortgage Best for low interest rates: Third Federal Best if you don't have much ...