Despite a five-fold increase in state-designated danger zones, private carriers use their own risk templates for determining homeowner premiums.

In KCRA 3's coverage area, the maps show a big increase in areas deemed a very high or high fire hazard in Amador County.

“Can’t wait to get my new insurance (bill) this coming of November,” he said. Also see: Southern California fire danger ... by city and county firefighters. Once the maps are adopted by ...