Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Capital One has 10 CD terms, from six months to five years. Interest rates are competitive, with the 6-month CD earning a 4.20% APY and the 5-year CD earning a 3.50% APY. The 11-month CD has the ...