A HELOC will generally be better for more homeowners in 2025 for a simple reason: it doesn't come with the same age restrictions that a reverse mortgage does. But that's not the only reason why it ...

Reverse mortgages, home equity loans and HELOCs can convert your home's equity into usable cash. Reverse mortgages may be a good choice for people age 62 and older who don't plan to pass their ...

The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.

Explore the key differences to choose the best option for unlocking your home's value and achieving your financial goals. Read Reverse Mortgage or Home Equity Loan? 8 Surprising Differences You ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

Home equity is a valuable financial resource. By definition, it’s the difference between your home ... Three common avenues for doing so are reverse mortgages, home equity loans and cash ...

There are important differences between home equity loans vs. reverse mortgages, though, so retirees must do more than just compare today's home equity interest rates to decide which is best.

You can refinance the HELOC if needed. A cash-out refinance replaces a homeowner’s mortgage with a new, larger one in exchange for a lump-sum payment equal to the difference between the two loans.