By qualifying for a personal loan, you can receive $10,000 in just a few days. Here's how: Eliminate surprises and check your ...

If you plan to buy a home or car – or make any purchase that requires a loan – it is essential to have a good debt-to-income ratio. Your DTI reveals how much of your income goes toward debt ...

Adding a $100,000 loan payment to your monthly obligations is no small matter. Lenders typically cap your total debt-to-income (DTI) ratio at 43%, including all mortgages, car loans, student loans ...

For that reason, a DTI less than 36% is ideal, though some lenders will approve a highly qualified applicant with a ratio up to 50%. If you’re applying for a secured personal loan, your lender ...

Keep in mind, though: "A lower DTI will open the borrower up to more programs and better rates within those programs," says Kevin Leibowitz, a mortgage broker with Grayton Mortgage in Brooklyn.

and debt-to-income (DTI) ratio, your lender may offer a prime rate mortgage, a subprime mortgage, or something in between, called an “Alt-A” mortgage. Here's a closer look at each: Prime ...

Student loan debt can result in a higher debt-to-income (DTI) ratio, making it more difficult to qualify for other types of loans. Too much student loan debt may prevent you from saving money or ...

Before applying for a personal loan, you need to know where you stand financially. Specifically, you want to know your credit score, your debt-to-income (DTI) ratio, and how much you can afford to ...