Does a pay-for-delete letter always work? According to Eicheldinger, not only might a debt collector not accept the agreement, but they might agree and then not wipe your records after receiving ...

Debt settlement involves persuading creditors to accept less than the amount you owe as payment in full. Normally, debt settlement only applies to unsecured debts because creditors can simply take ...

Dealing with these debt collection companies can ... Keep copies of letters, emails, payment receipts and any agreements you ...