Debt consolidation is usually better than bankruptcy for maintaining credit, especially if you have a steady income and can ...

Is Chapter 7 or Chapter 13 Bankruptcy better for credit card debt? Both Chapter 7 and Chapter 13 bankruptcy can help you ...

The doctrine of substantive consolidation allows a bankruptcy court, in certain circumstances, to augment the assets of a debtor’s bankruptcy estate with the assets of others affiliated with the ...

Explore other options like debt management plans, debt consolidation, debt settlement and filing bankruptcy. Avoid common pitfalls like giving up too soon and not correcting the behaviors that led ...

Debt consolidation lowers your interest rate, while bankruptcy clears your total debt. While bankruptcy devastates your credit score, consolidating debt may help your credit. Those who cannot pay ...

Learn the differences between debt consolidation and debt settlement, their pros and cons, and which option suits your ...