One of the cheaper ways to borrow, however, remains via a home equity loan. Interest rates on the product have declined ...

A home equity loan could provide the funding you need in an emergency in 2025, but there are pros and cons to know.

Our opinions are our own. Here is a list of our partners and here's how we make money. A home equity loan is a second mortgage that allows you to borrow against a portion of the value of your home ...

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan. Katherine Watt is a CNET Money writer focusing on mortgages ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.

Both home equity loans and home equity lines of credit (HELOCs) allow you to borrow against the value of your home, but their exact terms vary. If you’re looking for a way to borrow money ...

When it comes to borrowing money, home equity products have been some of the best options in recent years. With much lower rates than credit cards and personal loans, by opting for these borrowing ...

A simple rule can prevent you from overdoing it with a home equity line of credit: Don't borrow a lot, and don't borrow for ...

tapping into your home equity offers a way to borrow money at lower rates than you’d find with personal loans or high-interest credit cards, especially after the Federal Reserve's third back-to ...

Considering a $25,000 home equity loan to finance some big expenses? Here's what it costs monthly if opened now.

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...