The Public Provident Fund (PPF ... times throughout the 15-year period. Historically, the PPF interest rate has fluctuated between 8.7% and 7.1% over the past decade. For the current quarter ...

according to the PPF calculator. Interest earnings: Rs 40.68 lakh - Rs 22.5 lakh = Rs 18.18 lakh (tax-free). FD Interest rate: For long tenures (5-10 years), banks are currently offering 6.5-7.5%.

While the Public Provident Fund (PPF) has lost some of its sheen over the years as interest rates have slipped gradually — 7.1% at present — several investors still prefer it given the tax ...