Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

Unlike a cash-out refinance, you get a separate loan with fixed rates, terms of 5 to 20 years and often lower or no closing costs. A home equity line of credit (HELOC) is a close cousin of the HELoan.

Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

The best debt consolidation loans are from LightStream, SoFi and PenFed Credit Union, all of which offer interest rates lower ...

When you refinance ... or your credit score has improved. Refinancing can help you secure more favorable rates or get cash from your home equity. Comparing offers from several mortgage refinance ...

Bad-credit borrowers (those with ... to ensure the lender is providing fair, legal loans. Find the right loan for you Refinancing, buying a home, or tackling debt—we’ll help you find the ...

A HELOC, home equity loan, or even unsecured ... if you're getting a streamline refinance that doesn't require a credit check, you don't need to worry about having a bad score.