Actual terms vary by lender. Used I bought my 1992 Chevy S-10 as a 6 year old vehicle for my son in 1998. He returned it to me 3 years later because he wanted a newer vehicle that was "more reliable".
Used I have ... and I also like real trucks so 1/2tons do not suit me. I've had 1/2tons before I always break them by pushing their towing capacity and so far the 2013 Chevrolet 2500HD gas hasn ...