Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Brick-and-mortar banks — as opposed to online-only ... Because savings account APYs at the big banks are low across the board, when rating our top six, we focused on their convenience ...

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