A liquid certificate of deposit (CD) combines the benefits of ... The flexibility often comes with a trade-off in the form of lower interest rates when compared with conventional CDs.

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

A certificate of deposit, or CD, stands out from other types ... Next, you'll open the various CD accounts that will form your ladder. Here's an example of how you could split a $10,000 deposit ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

Bob Haegele is a freelance personal finance writer. He specializes in topics such as credit cards, investing, and banking. Bob holds a degree from Marquette University in Milwaukee, Wisconsin.