As promised, I’ve gone through all 168 responses to the spending audit survey to pull out some of the best tips, tricks, and insights directly from the feedback from your fellow MB readers.

Canva is the most popular Adobe Express alternative in 2025. Figma works best for team projects. Visme is great for ...

Microsoft Excel is free to use, with limitations. For the cost of a Microsoft 365 subscription, you get a whole lot of power.

Making a budget helps you plan for expenses, and it can provide insight into your spending habits, allowing you to consider ...

Balanced advantage funds invest in a mix of stocks, debt, and arbitrage opportunities. These funds decide their equity ...

Arbitrage funds are taxed like equity mutual funds. This means they qualify for long term capital gains tax of 12.5% if ...

The foundation of good finances is arguably a solid budget ... monthly income into predetermined spending categories or “envelopes.” However, you can’t link financial accounts. There’s a ...

After 32 years in the classroom, she’s sharing her real monthly budget to help other retirees navigate their golden years. Read Next: 7 Things You’ll Be Happy You Downgraded in Retirement Find Out: 4 ...

I need to be able to open my existing Word and Excel documents.' The free version of Microsoft Office has a solid ... an icon-packed toolbar for dealing with formatting, pre-made templates for CVs and ...

There are free and paid-for options – Apple iCloud gives you 5GB for free, while Google Drive offers 15GB. An external drive is another option, but make sure you keep it in a safe place. For a belt ...

Look for a card with an introductory interest-free period longer than a year. If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the ...

That means the average American spends about 11% of their monthly income on debt payments ... you can fit paying off debt into your personal budget. Our debt snowball calculator can help you ...