If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t mean you have a credit score of zero. Rather, you have little or no information associated with your credit profile and, therefore, no score at all.

Improve your credit score by paying on time, keeping debt low, maintaining old accounts, limiting new applications, and diversifying your credit types.

When a borrower’s credit score is found to be high, banks are willing to offer loan since the applicant is seen to be financially sound. Conversely, when he has a poor score, banks tend to become eith

Learn what could be negatively impacting your credit score, from a high utilization rate to late payments and more.