It's often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than ...

Interest rates on certificates of deposit (CDs) have fallen, and there's a chance they could fall even further this year. Since September of 2024, when the Federal Reserve began its most recent ...

Earn up to 4.50%. Today’s highest CD rate of 4.50% is offered by Quontic Bank on its 3-month CD. There are other banks ...

A certificate of deposit offers a guaranteed interest rate over a specified term. Consumers can get their money early but generally with a penalty. Consumers often come out ahead by buying a long ...

The amount of interest you can earn on $25,000 in a CD largely depends on the CD's interest rate and term length. To help, we'll give several examples of common terms.