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What Is Debt Consolidation & Should I Consolidate?
Having high credit debt can be a real stress on you and your family. But there are ways for you to improve your financial ...
Struggling with bad credit? How the Trump administration affects personal finances
The Trump administration’s policies could indirectly impact borrowing costs. Also, the costs of goods and services could rise if Trump implements tariffs on Mexico and Canada. As a result of higher ...
3 ways to have your credit card debt forgiven this February
With credit card interest rates sitting at record highs and inflation continuing to strain household budgets, many Americans ...
Taking Out a Personal Loan May Help You Improve Your Credit Score—But Should You?
A personal loan can be a great way for some people to improve their credit scores. However, if you struggle to make payments you could harm your score.
Credit Worthiness: What is its role in credit score and personal loan applications? Find out
To enhance credit worthiness for loans, individuals should improve their credit score, reduce their DTI ratio to 35% or below ...
What is a good, bad, and ugly credit score? Key differences explained
It is also clear that a poor credit score can significantly undermine the financial prospects of an individual and his or her ...
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...
A new bill in Congress would cap credit card interest rates at 10%. But the limits could harm consumers, experts warn
A new bill sponsored by Sens. Sanders and Hawley would cap credit card APRs, but that could reduce access to credit and ...
R Street Institute23hOpinion
Hawley and Sanders team up to fight credit card interest rates. Instead, they risk harming consumers.
Sen. Josh Hawley (R-Mo.) and Sen. Bernie Sanders (I-Vt.) introduced bipartisan legislation to cap credit card interest rates.