Most Americans plan to save money on Valentine's Day celebrations this year, a new survey finds.Only 20% of American couples ...

NerdWallet's worksheet incorporates the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. Your take-home pay ...

We have choices to make about how we spend and save our money. These choices are influenced by what we need and by what we want. I know I have choices about saving and spending my money.

Your saving strategy can be targeted by your age and life goals. Savings should be a balance of needs, wants and future goals. There’s never bad time to start a savings plan. "Savings can ...

“Tracking your income and spending, then categorizing into wants and needs gives you a baseline. Layering in your goals — like saving, recurring expenses or paying down debt — lets you see ...

Take the 50/30/20 rule, which provides a simple budgeting framework: Split your after-tax income into three buckets: 50% for needs, 30% for wants, and 20% for savings. U.S. Senator Elizabeth ...