In some cases, your loan officer may even waive the home appraisal. Standout benefits: You can refinance your LoanDepot purchase mortgage without paying lender fees. [ Click here for more on ...

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying them back over the loan term. An FHA simple refinance does have more ...

So, if you have a $400,000 mortgage and $8,000 in closing costs like loan origination charges, appraisal fees ... If rates drop again, they can refinance without losing thousands in closing ...

Commissions do not affect our editors' opinions or evaluations. Refinancing your mortgage could be a good choice if you can qualify for better terms, such as a lower interest rate, or to help you ...

Refinancing your mortgage can be a valuable financial ... Like the FHA streamline refinance, the IRRRL is available without an appraisal, and the loan is usually non credit qualifying.

A VA Interest Rate Reduction Refinance Loan is for refinancing from one VA mortgage into another. You don't need to go through an appraisal or show your credit score or debt-to-income ratio.