With inflation hovering near 3%, your cash can't keep up in a typical savings account. But today's high interest rates offer ways to beat inflation and put surplus money in your pocket.

Find out Openbank Savings rates and how it compares to other online high-yield savings accounts in our review.

The Federal Reserve isn't in a rush to cut interest rates, which means you could be on the hook for more taxes next year on the interest you earn now. These moves can help you soften that blow.

Your savings account also should mesh with your priorities and goals, says Mary Hines Droesch, Head of Product for Consumer and Small Business Products at Bank of America. “Whet ...