Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas where you can cut back on spending.

It doesn’t have to be that way with these simple tips and our free budgeting for couples worksheet ... budget binder ...

Download the monthly budget worksheet, add your income and expenses, and see how your spending aligns with the 50/30/20 rule. You can use the sheet to calculate your actual spending or planned ...