get rid of mortgage insurance, extend or shorten your term, or change the type of mortgage you have. You'll need to meet the lender's credit requirements to qualify for a mortgage refinance ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Most monthly mortgage payments include four main components, often referred to as PITI (Principal, Interest, Taxes and Insurance): Lenders typically require an escrow account, where a portion of your ...

From independent mortgage banks to regional lenders and wholesale shops, each conversation brings a fresh lens to the evolving role of pricing engines in modern lending.

Fees: The mortgage process includes origination, application and underwriting fees, as well as charges for appraisals, title insurance and other closing costs. When possible, we noted if a lender ...

If you need a mortgage ... as well as charges for appraisals, title insurance, attorneys and other closing costs. When possible, we noted if a lender had lower fees, discounts or waived certain ...

Mortgage lenders typically evaluate a borrower’s creditworthiness using FICO Scores 2, 4, and 5. These scores are the ones used by Experian, Equifax and TransUnion — the three major credit ...

When you lock the mortgage rate, you secure a guarantee from the lender that it will charge you the agreed-upon interest rate ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire ...

Loans insured by the Federal Housing Administration, or FHA loans, require borrowers to pay FHA mortgage insurance premiums ...

Lenders’ mortgage rates were based on recent market rates and compared to the national average. The lenders we compiled for this list had a minimum four-star rating. Our ratings take into ...

Our opinions are our own. Before buying a home or tapping equity, shop around to find the best mortgage lenders for your circumstances. A mortgage is a big financial decision. Comparing mortgage ...