These credit cards deliver lasting value that can easily outweigh their annual fees, even years after you open them -- find ...

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.

but you won't get big discounts at the store itself. Costco loyalists can rack up some nice rewards with this card, but you'll only be able to redeem them once a year — and you'll have to go to ...