Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

When my credit card debt was sold to collections, I didn’t know what to do. Luckily, the solution was so easy that it almost ...

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Start reducing your high-rate credit card debt here. Think a debt relief service, which ranges from everything from credit ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

To break the credit card debt cycle you’re currently in, you’ll need to find a way to pay off the debts you have while ...

By lowering outstanding debt, you can significantly enhance your credit score and overall financial well-being. Debt relief has become an essential tool in personal finance management. Whether you ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.