Policymakers need to stop pretending that ever-expanding mortgage leverage is the solution.

If you're thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people get into ...

By qualifying for a personal loan, you can receive $10,000 in just a few days. Here's how: Eliminate surprises and check your ...

A personal loan can be a valuable financial tool when managed effectively. It helps you access funds promptly in times of ...

There are a few rules of thumb for how much house you can afford, but a $250,000 yearly income is a good starting point for a ...

Adding a $100,000 loan payment to your monthly obligations is no small matter. Lenders typically cap your total debt-to-income (DTI) ratio at 43%, including all mortgages, car loans, student loans ...

For that reason, a DTI less than 36% is ideal, though some lenders will approve a highly qualified applicant with a ratio up to 50%. If you’re applying for a secured personal loan, your lender ...

and debt-to-income (DTI) ratio, your lender may offer a prime rate mortgage, a subprime mortgage, or something in between, called an “Alt-A” mortgage. Here's a closer look at each: Prime ...