A mortgage rate lock can reduce financial uncertainty in the home purchase process ... An interest rate lock agreement will include the rate, the type of loan (such as a 30-year fixed-rate ...

Privatizing the government-sponsored mortgage giants could be a windfall for investors and raise interest rates for home ...

"A 15-year mortgage is a better hedge against inflation than a longer-term loan if you can comfortably afford higher monthly payments," Calixto says. These higher payments allow you to build equity ...

Alternatives to mortgage forbearance Mortgage forbearance temporarily supersedes your loan agreement ... With this strategy, you'd sell your home and use the sale proceeds to pay off your loan ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Brandon is a professor of finance and financial planning. CFP, RICP, and EA, and a ...

The buyer and seller must come to an agreement on the terms of the loan, including the mortgage rate and length of repayment. Then, the buyer will make a down payment toward the home purchase and ...