Jan 31, 2025 · Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.

4 days ago · Explore the top CD rates today and learn how economic trends can affect your rate. Bankrate provides valuable insights to find the best CD products to maximize your savings.

Jan 27, 2025 · Key takeaways Today's highest CD rate across terms is 4.65 percent APY, offered for a three-month term. Rates close to 4.50 percent APY can be found on various CD terms.

Jan 30, 2025 · Since February 2023, the one-year CD average has been higher than the five-year CD average. In January 2025, officials chose to hold the federal funds rate at a target range of …

Jan 21, 2025 · Today's highest CD rate across terms is 4.51 percent APY, offered for a six-month CD. For some CD terms, national averages are only yielding around one-third of the highest …

Jan 6, 2025 · Read up on leading CD rates today and the impact of economic trends on your savings. Bankrate can help you choose the right CD offer to maximize your savings potential.

Jan 7, 2025 · The current leading CD rate across terms is 4.55 percent APY, offered on a six-month CD. Top APYs for many CD terms have been declining for months since peaking late in 2023.

Jan 8, 2025 · Highest CD rates on some terms are at least triple the national averages. Competitive CD APYs may decrease further, especially if the Federal Reserve cuts rates again.

Dec 31, 2024 · The highest CD rate across terms is 4.65 percent APY, offered on a three-month term. When shopping for a CD, you can find rates as high as three times the national averages.

Jan 29, 2025 · Generally, one-year CDs and high-yield savings accounts have a higher APY than a top five-year CD. What’s more, if you keep money locked up in a CD, it’s harder to access …